‘What is Sukanya Samriddhi Yojana?’ You must have ever heard the name of Sukanya Samriddhi Yojana. But if you do not know what happens then you have come to the right place. In this post we are going to tell you what is Sukanya Samriddhi Yojana? ( What is Sukanya Samriddhi Yojana in Hindi ) And how can we take advantage of this scheme?
Friends, there are still many people in India who still consider the girl a burden. They consider the girl a burden because they have to bear the expenses of the girl’s education and food. Seeing this, the Government of India had started the Sukanya Samriddhi Yojana. So friends, let us know about Sukanya Samriddhi Yojana in detail.
What is Sukanya Samriddhi Yojana? What is Sukanya Samridhi Yojana in Hindi ?
Sukanya Samriddhi Yojana is a savings scheme for the girl child. Which was started by the government under Beti Bachao-Beti Padhao. So the government started this scheme in December 2014. Through this scheme, you can get Sukanya account opened for your daughter up to the age of 10 years.
Interest is also very good in Sukanya Samriddhi Account. And the best thing is that you do not have to pay any tax in this. That’s why this plan is so attractive. And I would like to tell you in one thing that this scheme is a part of the Beti Bachao-Beti Padhao scheme launched by the government.
friends many people on google Sukanya Samriddhi Yojana Sbi Also search. I would like to tell you that you can also enroll in this scheme through SBI. Because SBI also provides this scheme and with the help of this you can make money.anya Samriddhi Yojana Online can also do.
Who can open Sukanya Samriddhi Yojana account? Who Can Open Sukanya Samriddhi Account ?
Under this scheme, an account can be opened in the name of a daughter up to the age of 10 years. And this account is available only for girls, so you cannot open boy’s account.
Only the parents of the daughter or any legal guardian can open this statement.
You must be a resident of India to take advantage of this scheme and this scheme is not available for NRIs.
Documents required to open Sukanya Samriddhi Yojana Account. Important Document To Open Sukanya Samriddhi Yojana Account.
If you are going to open Sukanya Samriddhi Account, then know that mainly from which documents are taken which are as follows :-
- Birth Certificate Of Daughter
- Any Identity Proof Of Parents of the daughter
- Address Proof Of Parents
How to open Sukanya Samriddhi Yojana account? How To Open Sukanya Samriddhi Account
To open the account of Sukanya Samriddhi Yojana, you can apply by going to your post office. over there you Sukanya Samriddhi Yojana Form will get. On which you have to fill the correct information. There will also be other documents which I have told you above.
How much deposit can I invest in Sukanya Samriddhi Yojana?
The account of Sukanya Samriddhi Yojana can be opened with a minimum of Rs 250. And one can deposit maximum 1.5 lakh rupees per financial year in one account. Apart from this, some banks can also invest you online in Sukanya account.
Sukanya Samriddhi Yojana Calculator
Friends, with the help of this calculator, you can estimate the maturity rate. But its exact rate cannot be known because its interest rate keeps on changing. It is difficult to predict what will be the interest rate going forward. If you want, you can also calculate maturity rate by changing the interest rate from your side.
When will the Sukanya Samriddhi account amount be received?
You will get the account amount after completion of 21 years of account opening. This means that if you have opened the account on 20 April 2020, then you will get the account amount on 20 April 2041. But after the completion of 21 years, you will not get any interest in Sukanya Samriddhi Account.
If your daughter gets married before 21 years of account opening, then you can withdraw money in that condition. But yes you have to do this application before 1 month of marriage or after 3 months.
Sukanya Samriddhi Yojana Interest Rate. Sukanya Samriddhi Yojana Interest Rate
The interest rate changes every 3 months by the Ministry of Finance, Government of India. You will get the same interest on your deposit within 3 months at the interest rate announced.
For the calculation of interest, the lowest balance is available on the 10th of the month and till the end of the month. So friends, I would advise you to deposit money before the 10th of the month.
Friends, in this post I have tried to give you complete information that what is Sukanya Samriddhi Yojana? I sincerely hope that now there will be no doubt in your mind regarding this scheme. If you still have any doubt then you can tell us through comment.
And if you liked the post, then definitely share it with your friends so that they can get knowledge about it.
Thank you !!!!
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